KTEH Facing the Mortgage Crisis

You don’t have to face the mortgage crisis alone. There are many community organizations that can offer free assistance and advice. Here you’ll find a list of resources, recommended by our non-profit, government and media partners, organized by county. We are continually adding resources to our list so please check back often.
  → Looking for advice? Go here to post your question and an expert will provide an answer or a referral to a trusted resource.

Please note, though, that while KTEH is proud of our team of community partners, any advice they provide is their own and not KTEH’s. KTEH does not assume any liability for any advice provided to you.

Online Service

New Community Service Helps Homeowners Pre-Qualify for Loan Modification – Free!

The Unity Council’s Homeownership Center offers a free online service that lets you pre-qualify for a loan modification based on your lender’s specific eligibility requirements. Complete a secure application by entering your financial information and you’ll receive a probability rating for approval based on your current situation. You’ll also receive tips and instructions to help you increase your probability. Go to www.unitycouncilhoc.org.

Alameda County

HOUSING COUNSELORS

Project Sentinel, Fremont: (510) 574-2270 or www.housing.org

The Unity Council: (510) 535-6900 or www.unitycouncil.org

Monterey County

United Way Monterey County: Dial 2-1-1 or www.211mc.org/

It’s fast, free, confidential and available in more than 170 languages 24 hours a day. If you need to know where to go for help but don’t know who to call, start with 2-1-1. You will be given referrals (names and phone numbers) of organizations that provide the type of service you are seeking.

HOUSING COUNSELORS

Housing Resource Center of Monterey County: (831) 424-9186

Santa Clara County

United Way Silicon Valley: Dial 2-1-1 or www.211scc.org
United Way’s 2-1-1 service is a free, non-emergency, confidential, 3 digit phone number and service that provides streamlined access to critical health and human services. 2-1-1 operates 24 hours a day, 7 days a week in over 140 different languages.

HOUSING COUNSELORS

City of San Jose Foreclosure Help: (408) 794-1242 or www.foreclosurehelpscc.org

Neighbor Housing Service America: (408) 279-2600 or www.nhssv.org

Project Sentinel, Sunnyvale: (408) 720-9888 or www.housing.org

Project Sentinel, Palo Alto: (888) 331-3332 or www.housing.org

Project Sentinel, Gilroy: (408) 842-7740 or www.housing.org

Santa Clara County District Attorney’s Office Real Estate Fraud Unit: (408) 792-2639 or email webmaster@da.co.scl.ca.us

LEGAL HELP, INCLUDING HELP FOR TENANTS

Bay Area Legal Aid: (408) 283-3700 www.baylegal.org

Fair Housing Law Project: (408) 293-4790 www.lawfoundation.org/fhlp.asp

Santa Cruz County

HOUSING COUNSELORS

California Rural Legal Assistance: (831) 458-1089 or www.crla.org

San Francisco County

United Way of the Bay Area: www.211bayarea.org

In San Francisco you can call 2-1-1 , 24 hours a day, 7 days a week, or in all other Bay Area counties, call HELPLINK at (800) 273-6222 , between 8 am and 6 pm, Monday through Friday. Over 150 languages spoken. Or search 2-1-1 Online, a comprehensive community services search tool that connects residents of San Fransisco, Marin, Napa, and Solano to important services such as housing counseling, family services, health care, temporary financial aid, and more.

HOUSING COUNSELORS

Asian Inc.: (415) 928-5910 or www.asianinc.org

Consumer Credit Counseling Services SF: (800) 777-7526 or www.cccssf.org

San Mateo County

HOUSING COUNSELORS

EPA CAN DO: East Palo Alto Community Alliance Neighborhood Development Organization: (650) 473-9838 or www.epacando.org

LEGAL HELP, INCLUDING HELP FOR TENANTS

Legal Aid Society of San Mateo County: (650) 558-0915 or www.legalaidsmc.org

Community Legal Services of East Palo Alto: (650) 326-6440 or www.clsepa.org